Indianapolis real estate IN, Carmel real estate and Fishers real estate, home listings and homes for sale in Indiana, Eli Lilly Relocation, relocating families - The Kim Alexander Group, REALTORS® The Kim Alexander Group REALTORS(r) for Indianapolis, Carmel and Fishers, Indiana real estate, Eli Lilly Relocation, relocating families - NUMBER1EXPERTS™ The Kim Alexander Group NUMBER1EXPERTS(tm) for Indianapolis, Carmel and Fishers, Indiana real estate, Eli Lilly Relocation, relocating families
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The Kim Alexander Group, REALTORŪ, real estate agents and broker for Indianapolis, Carmel and Fishers Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)




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Real Estate Tips
Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Real Estate Trivia
Q 
Where is the world's tallest apartment block?

A 
The 100-story John Hancock Center in Chicago, Illinois is 1,127 feet high; floors 44 through 92 are residential.
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The Kim Alexander Group, REALTORŪ, real estate agents and broker for Indianapolis, Carmel and Fishers Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Keller Williams Realty - Indianapolis North

14300 Clay Terrace Blvd. Ste. 204
Carmel, IN. 46032
Toll Free: 866-900-0199
317-575-9940
Fax: 317-846-KWKW
Email: Info@KimAlexanderGroup.com

Thank you for visiting our site. We look forward to providing great information about Indianapolis and the surrounding areas. Please contact us if you need any additional information. We are here to assist you. The Kim Alexander Group

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Keller Williams Realty - Indianapolis North real estate and homes for sale in Indianapolis, Carmel and Fishers Indiana

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